What you'll learn
- Brazoria County residents can choose from 35 Medicare Advantage plans for 2027, offered by 5 insurance companies.
- 30 of those plans have a $0 monthly premium. You still pay your Part B premium.
- If you see doctors in Houston, confirm they're in network for your Brazoria County plan.
- Free counseling is available from HICAP at 1-800-252-9240 and the Houston-Galveston Area Agency on Aging at 713-627-3200.
Brazoria County, 2027 at a glance
Source: CMS 2027 Medicare Advantage and Part D landscape files. Counts include plans open to general enrollment; availability can vary by ZIP code. Compare all plans at Medicare.gov.
Brazoria County runs from the fast-growing suburbs of Pearland and Alvin down to Angleton, Lake Jackson, and the Gulf beaches at Surfside and Freeport. Plenty of residents drive into Houston for specialists, which shapes how they should compare Medicare plans for 2027.
Brazoria's 2027 options
CMS's 2027 plan data shows 35 Medicare Advantage plans in Brazoria County, offered by 5 insurance companies. 30 have a $0 monthly premium, and 28 include drug coverage.
In-network out-of-pocket maximums range from $3,600 to $9,850, and 20 plans earned 4 stars or higher in CMS's quality ratings. That yearly cap matters more than the premium if you end up with a hospital stay.
Doctors in Houston, home in Brazoria
Your plan choices come from where you live, but your care may happen in Harris County. Before you pick a plan:
- List every doctor and hospital you use, in Brazoria and in Houston.
- Check each one by name in the plan's 2027 directory, or ask the plan directly.
- Look at referral rules. HMO plans often require a referral to see a specialist. Some PPO plans let you see out-of-network doctors at a higher cost.
Storm season on the coast
From Freeport to Surfside, hurricane prep is part of life. Keep your Medicare and plan cards, a medication list, and your doctors' numbers in your go-kit, and ask your pharmacy about early refills before a storm. If you might evacuate, check how your plan covers care away from home.
If you have Medicare and Medicaid
Brazoria offers 19 Dual Special Needs Plans for people with both programs, and 5 plans for certain chronic conditions. Our guide to help paying for Part B in Texas explains the Medicare Savings Programs.
Key dates
| Date | What happens |
|---|---|
| Oct. 15 – Dec. 7, 2026 | Annual Enrollment Period: change plans for 2027 |
| Jan. 1, 2027 | New plan coverage starts |
| Jan. 1 – Mar. 31, 2027 | One-time switch if you're in Medicare Advantage |
Free local help
The Houston-Galveston Area Agency on Aging (713-627-3200) serves Brazoria County. For free, unbiased Medicare counseling, call HICAP at 1-800-252-9240. Nearby? See our guides to Houston and Harris County, Fort Bend County, and Galveston County.
Common questions
How many Medicare Advantage plans are in Brazoria County for 2027?
CMS data shows 35 Medicare Advantage plans open to general enrollment in Brazoria County for 2027, plus special needs plans for people with Medicaid, certain chronic conditions, or who live in a nursing home.
Can a Brazoria County plan cover my doctors in Houston?
Some plans may, but networks are set plan by plan and change every year. Check each doctor and hospital by name for 2027 before you enroll.
Where can I get free Medicare help in Brazoria County?
Call the Texas Health Information, Counseling and Advocacy Program (HICAP) at 1-800-252-9240. The Houston-Galveston Area Agency on Aging, which serves Brazoria County, is at 713-627-3200.
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