Terms & Conditions
Effective Date: October 26, 2026
Welcome to TexasMedicareSeniors.com, a privately operated educational and advertising website operated by Here Brands LLC ("Company," "we," "our," or "us").
These Terms & Conditions govern your use of TexasMedicareSeniors.com (the "Website").
By using this Website, you agree to these Terms & Conditions. If you do not agree, please discontinue your use of the Website.
1. Nature of Our Services
TexasMedicareSeniors.com provides general educational articles and information concerning Medicare, including Medicare Part A, Medicare Part B, enrollment, eligibility, costs, and related topics.
We may also provide telephone numbers that allow visitors to connect with independent third-party businesses or service providers.
Our Website functions as an informational and advertising platform and may generate compensated referrals or telephone calls to participating third parties.
We do not directly administer Medicare benefits or make official Medicare eligibility determinations.
2. No Government Affiliation
TexasMedicareSeniors.com is not affiliated with, endorsed by, sponsored by, or operated by Medicare, the Centers for Medicare & Medicaid Services, the Social Security Administration, or any other government agency.
We are an independent private website.
For official Medicare information, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
3. Informational Purposes Only
Content published on this Website is provided for general educational and informational purposes only.
We make reasonable efforts to provide useful and accurate information but do not warrant that any information is complete, current, or free from errors.
Medicare laws, benefits, premiums, deductibles, eligibility rules, and enrollment procedures may change.
Website content should not replace official Medicare guidance or individualized advice from a qualified professional.
4. Third-Party Telephone Connections
Telephone numbers displayed on our Website may connect callers with independent third-party businesses, call centers, insurance agencies, or licensed insurance agents where applicable.
Calls may be routed dynamically according to geographic location, business availability, call qualification criteria, advertising agreements, or other operational factors.
We do not guarantee that callers will be connected with a particular company, government agency, or representative.
Third parties are independently responsible for their products, services, advice, representations, and compliance with applicable laws.
You are not required to enroll in or purchase any product or service simply because you contact a participating provider.
5. Advertising and Compensation
Our Website may receive compensation from participating businesses for advertising services, telephone referrals, qualified calls, or other performance-based arrangements.
Compensation may depend on factors such as call duration, connection status, or applicable referral criteria.
These business relationships may influence which participating companies receive calls and referrals.
Information and participating services presented through our Website should not be interpreted as a comprehensive or impartial comparison of every available Medicare option.
6. Call Monitoring and Recording
Telephone calls made through numbers displayed on our Website may be tracked and routed through third-party technology providers.
Calls may be monitored or recorded for quality assurance, training, advertising attribution, compliance, fraud prevention, and related business purposes.
Recording will be subject to applicable law and any required notice and consent.
We do not interpret mere use of this Website as blanket consent to call recording or future telemarketing.
7. No Guarantee of Medicare Eligibility or Benefits
We do not guarantee that any visitor:
- Qualifies for Medicare or any particular plan
- Is eligible for a specific enrollment period
- Will receive specific coverage or benefits
- Will reduce insurance costs
- Will successfully enroll in any insurance product
- Will be connected with a particular provider
Eligibility and coverage decisions are made by the appropriate governmental agencies, insurance organizations, and authorized parties.
8. Third-Party Products and Services
Any products, insurance plans, professional advice, or services made available by participating third parties are offered independently of TexasMedicareSeniors.com.
We do not control third-party pricing, plan availability, insurance terms, coverage decisions, service quality, or business practices.
Visitors should independently verify all relevant information before making insurance or financial decisions.
9. Acceptable Use
You agree not to:
- Use the Website for unlawful, fraudulent, or misleading purposes
- Interfere with the Website's operation or security
- Attempt unauthorized access to Website systems
- Submit knowingly false or misleading information
- Use automated systems to abuse website features or telephone connections
- Generate fraudulent or artificially extended calls
- Infringe upon our intellectual property or the rights of others
We may restrict access to the Website where reasonably necessary to prevent abuse or protect our operations.
10. Intellectual Property
Unless otherwise stated, Website content, including original articles, text, design elements, graphics, and branding, is owned by or licensed to Here Brands LLC.
You may access and use Website content for personal, noncommercial informational purposes.
You may not reproduce, distribute, modify, republish, or commercially exploit our protected content without prior written permission, except as permitted by law.
11. External Links
Our Website may contain links to third-party websites and resources.
We do not control independent third-party websites and are not responsible for their content, policies, availability, or practices.
The inclusion of a link does not necessarily constitute an endorsement.
12. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the Website and its content are provided on an "as is" and "as available" basis.
We disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement to the extent permitted by law.
We do not guarantee uninterrupted Website access, error-free content, or particular outcomes from using our services.
Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.
13. Limitation of Liability
To the maximum extent permitted by applicable law, Here Brands LLC and its officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising out of the use of this Website.
This includes, where legally permissible, damages arising from interruptions, inaccuracies, third-party services, or reliance on general educational information.
Nothing in this section limits liability that cannot lawfully be limited or excluded.
14. Privacy
Your use of the Website is also subject to our Privacy Policy, which explains how information may be collected, used, retained, and shared.
Please review the Privacy Policy before providing personal information or using our telephone contact features.
15. Modifications to the Website and Terms
We may modify, suspend, or discontinue Website features and update these Terms from time to time.
Updated Terms will be posted on this page with the revised effective date.
Continued use of the Website after updated Terms take effect constitutes acceptance to the extent permitted by applicable law.
16. Governing Law
These Terms will be governed by the applicable laws of the State of Illinois, without regard to its conflict-of-laws principles, except where mandatory consumer protection laws require otherwise.
Any legal proceedings will be subject to applicable jurisdiction and venue requirements.
17. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.
18. Contact Information
For questions concerning these Terms & Conditions, please contact:
Here Brands LLC
Website: https://texasmedicareseniors.com
Email: help@texasmedicareseniors.com
Mailing Address: 30 N Gould St Ste R, Sheridan, WY 82801