What you'll learn
- Hays County residents can choose from 31 Medicare Advantage plans for 2027, offered by 6 insurance companies.
- 23 of those plans have a $0 monthly premium.
- If you just moved to Hays County, you likely have a Special Enrollment Period to pick a local plan.
- Free counseling is available from HICAP at 1-800-252-9240 and the Capital Area Area Agency on Aging at 512-916-6054.
Hays County, 2027 at a glance
Source: CMS 2027 Medicare Advantage and Part D landscape files. Counts include plans open to general enrollment; availability can vary by ZIP code. Compare all plans at Medicare.gov.
Between Austin and San Antonio, Hays County has drawn new residents to San Marcos, Kyle, Buda, Dripping Springs, and the Hill Country around Wimberley. A lot of them arrive already on Medicare, which makes "will my plan work here?" one of the first questions to answer.
Hays County's 2027 options
CMS's 2027 plan data shows 31 Medicare Advantage plans in Hays County, offered by 6 insurance companies. 23 have a $0 monthly premium, and 25 include drug coverage.
In-network out-of-pocket maximums range from $3,900 to $9,850, and 16 plans earned 4 stars or higher from CMS.
New to Hays County? Start here
If you moved here with a Medicare Advantage or Part D plan from another state or another Texas county, that plan may not serve Hays County.
- Your Parts A and B come with you automatically.
- Your private plan may need replacing. Moving usually opens a Special Enrollment Period, so you don't have to wait for the fall.
- Update your address with Social Security so your records are right.
Our guide to moving to Texas with Medicare walks through each step.
Doctors in Austin or San Antonio?
Hays sits between two big medical hubs. If your specialists are in Travis or Bexar County, check each doctor and hospital by name in a plan's 2027 network before you enroll. HMO plans often need referrals; some PPO plans cover out-of-network care at a higher cost.
If you have Medicare and Medicaid
Hays offers 15 Dual Special Needs Plans and 7 plans for certain chronic conditions. See how Medicare and Medicaid work together in Texas.
Key dates
| Date | What happens |
|---|---|
| Oct. 15 – Dec. 7, 2026 | Annual Enrollment Period: change plans for 2027 |
| Jan. 1, 2027 | New plan coverage starts |
| Jan. 1 – Mar. 31, 2027 | One-time switch if you're in Medicare Advantage |
Free local help
The Capital Area Area Agency on Aging (512-916-6054) serves Hays County. For free, unbiased Medicare counseling, call HICAP at 1-800-252-9240. Nearby? See our guides to Austin and Travis County, Williamson County, and San Antonio and Bexar County.
Common questions
How many Medicare Advantage plans are in Hays County for 2027?
CMS data shows 31 Medicare Advantage plans open to general enrollment in Hays County for 2027, plus special needs plans for people with Medicaid, certain chronic conditions, or who live in a nursing home.
I just moved to Hays County. Do I need a new Medicare plan?
Your Parts A and B move with you. But if you had a Medicare Advantage or Part D plan somewhere else, it may not serve Hays County. Moving usually gives you a Special Enrollment Period to choose a new plan.
Where can I get free Medicare help in Hays County?
Call the Texas Health Information, Counseling and Advocacy Program (HICAP) at 1-800-252-9240. The Capital Area Area Agency on Aging, which serves Hays County, is at 512-916-6054.
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